At Eagle Ridge Chevrolet. we deal with many different financial institutions directly related to the purchase or lease of your next new or used vehicle. The rates we negotiate for you are the lowest in the industry.
Our experienced finance managers will guide you through the process of protecting your investment from unexpected repair costs as well as protecting your very important credit.
As Financial Service Managers, we look after three important tasks:
- We are authorized representatives for General Motor Acceptance Corporation (GMAC) and more than five charted banks and ten financial institutions, all competing for your business. Therefore, it is our obligation to ensure the financial arrangements have been thoroughly explained. For your convenience all of the necessary leasing/financing paperwork is completed right here at the dealership.
- All warranties are explained in full detail. Any extra programs or protection products that you are entitled to, will be reviewed so that you will be able to make an informed decision concerning your new investment
- We will make sure all of the legal documentation is completed properly and in a timely manner, so as not to inconvenience you and allow you the opportunity to start enjoying your new vehicle as soon as possible.
- If you have been challenged with your credit in the past, give us a call and our experienced financial managers may surprise you. With 40+ years of experience in the automotive industry, our finance managers are very confident in answering your financial questions.
DID YOU KNOW?
- We can tailor a vehicle’s service plan to meet your driving needs, thus protecting you from unexpected repair bills for worry free driving.
- Exterior and interior protection packages can save you money on unwanted excess wear and tear.
- Industry experts agree, an unprotected financed/leased vehicle is a poor economic decision.
Getting pre-approved for a credit car loan is a easy and simple process by following these 3 steps:
- Fill out our quick and easy online pre-approval form.
- Within 24 business hours, our Finance Managers will contact you with the results of the pre-approval. Once you are qualified for a car loan, we will work with you to find the perfect vehicle for you!
- Complete the paperwork and take delivery of your new car, truck, mini-van, or SUV!
- An online credit application can be found by clicking the apply today drive tomorrow button or by clicking on the pre-approved section under the finance tab. Whether you choose to lease ot purchase a vehicle, with our pre-approval credit centre your credit application is short and simple!
- You can take steps right now to start rebuilding your credit. Our program pre-approves you for an auto loan from your home or office, taking the stress out of your decision! Driving is a necessity, don’t let bad credit stop you.
Facts to consider if you plan to purchase your vehicle with a line of credit
- A floating interest rate fluctuates with the prime rate.
- The bank has the right to withdraw money from your account to pay for your line of credit.
- Secured lines of credit use your home as collateral. Default of payment for any reason allows the bank to take your home.
- In the result of your death, or you become insolvent or bankrupt the bank may require the total balance of your line of credit paid in full.
- If the bank sees any increase in risk to the security they can demand full payment.
- Home insurance costs may be higher due to the additional line of credit.
FINANCIAL INSTITUTIONS THAT WE DEAL WITH:
- Bank of Nova Scotia
- Royal Bank
- Td Canada Trust
- Bank of Montreal
- Credit Unions
- Wells Fargo Financial
- Financial Lynx
- Ford Credit
- ATB Financial
- General Bank Of Canada
OUR FINANCE DEPARTMENT IS
- #1 In Loan Approvals
- Bad Credit
- No Credit
- Tax Problems
- Charge Off